Financial services & fintech
Payment agents and invoice automation act on money. The failure modes are fraud-shaped, and they hide in a single tool argument.
- ✕Injected payee / swapped IBAN
- ✕Over-limit or unapproved transfers
- ✕Card & account PII leaving in tool calls
- → Action grounding on IBAN / amount
- → Payment-tier human approval
- → Sequence policy: pay requires vendor lookup
- → Per-run cost & step budgets